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Feature	Broadspire Claims Management Cloud-native deploymentPartial Commercial lines depthNative Configurable workflowsNative FNOL and assignmentNative Litigation and subrogationUnsupported	INSTANDA MGA Platforms Out-of-sequence endorsementsPartial MGA/MGU workflowsPartial Specialty/E&S fitUnsupported Submission intake and normalizationNative Bind authority and controlsPartial	FRISS Fraud & SIU Entity resolution and graph signalsNative Investigation case managementNative Fairness and model explainabilityNative Hit triage and prioritizationNative External intelligence fusionPartial
Out-of-sequence endorsements Supports endorsement activity that arrives out of chronological order.	Unknown	Partial	Unknown
MGA/MGU workflows Includes native workflows for delegated authority, program business, or MGA operations.	Unknown	Partial	Unknown
Cloud-native deployment Delivered as a modern cloud or SaaS product rather than only hosted legacy software.	Partial	Partial	Unknown
API-first integration Provides documented APIs suitable for carrier or insurtech engineering teams.	Unknown	Unsupported	Unknown
ACORD integration Supports ACORD standards, messaging, mapping, or data exchange.	Unknown	Unknown	Unknown
Commercial lines depth Has meaningful commercial P&C capabilities beyond personal lines.	Native	Unknown	Unknown
Specialty/E&S fit Fits specialty, E&S, program, or non-admitted workflows.	Unknown	Unsupported	Unknown
Configurable workflows Allows business users or implementation teams to configure workflow and rules.	Native	Unknown	Unknown
Submission intake and normalization Intake from brokers, portals, and email with enrichment, dedupe, and structured underwriting payloads.	Unknown	Native	Unknown
FNOL and assignment Digital FNOL, triage, loss location capture, and assignment to internal or external adjusters.	Native	Unknown	Unknown