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Pick up to four vendors. Feature support is founder-curated and source-backed as research matures.

Feature	Capgemini Insurance Policy Administration Out-of-sequence endorsementsUnsupported MGA/MGU workflowsNative Cloud-native deploymentNative API-first integrationNative ACORD integrationUnsupported	CGI Insurance Policy Administration Out-of-sequence endorsementsNative MGA/MGU workflowsNative Cloud-native deploymentPartial API-first integrationUnsupported ACORD integrationPartial	Cytora Underwriting Workbench Specialty/E&S fitPartial Configurable workflowsNative Submission intake and normalizationNative Appetite rules and routingNative Referrals and SLA collaborationPartial	Guidewire InsuranceSuite Policy Administration Out-of-sequence endorsementsNative MGA/MGU workflowsNative Cloud-native deploymentPartial API-first integrationNative ACORD integrationNative
Out-of-sequence endorsements Supports endorsement activity that arrives out of chronological order.	Unsupported	Native	Unknown	Native
MGA/MGU workflows Includes native workflows for delegated authority, program business, or MGA operations.	Native	Native	Unknown	Native
Cloud-native deployment Delivered as a modern cloud or SaaS product rather than only hosted legacy software.	Native	Partial	Partial	Partial
API-first integration Provides documented APIs suitable for carrier or insurtech engineering teams.	Native	Unsupported	Native	Native
ACORD integration Supports ACORD standards, messaging, mapping, or data exchange.	Unsupported	Partial	Unknown	Native
Commercial lines depth Has meaningful commercial P&C capabilities beyond personal lines.	Native	Native	Native	Partial
Specialty/E&S fit Fits specialty, E&S, program, or non-admitted workflows.	Native	Native	Partial	Native
Configurable workflows Allows business users or implementation teams to configure workflow and rules.	Partial	Native	Native	Native
Submission intake and normalization Intake from brokers, portals, and email with enrichment, dedupe, and structured underwriting payloads.	Unknown	Unknown	Native	Unknown
FNOL and assignment Digital FNOL, triage, loss location capture, and assignment to internal or external adjusters.	Unknown	Unknown	Unknown	Unknown