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Pick up to four vendors. Feature support is founder-curated and source-backed as research matures.

Feature	EY Policy Advisory Policy Administration Out-of-sequence endorsementsPartial MGA/MGU workflowsNative Cloud-native deploymentUnsupported API-first integrationPartial ACORD integrationUnsupported	Guidewire InsuranceSuite Policy Administration Out-of-sequence endorsementsNative MGA/MGU workflowsNative Cloud-native deploymentPartial API-first integrationNative ACORD integrationNative	Cytora Underwriting Workbench Specialty/E&S fitPartial Configurable workflowsNative Submission intake and normalizationNative Appetite rules and routingNative Referrals and SLA collaborationPartial	INSTANDA MGA Platforms Out-of-sequence endorsementsPartial MGA/MGU workflowsPartial Specialty/E&S fitUnsupported Submission intake and normalizationNative Bind authority and controlsPartial
Out-of-sequence endorsements Supports endorsement activity that arrives out of chronological order.	Partial	Native	Unknown	Partial
MGA/MGU workflows Includes native workflows for delegated authority, program business, or MGA operations.	Native	Native	Unknown	Partial
Cloud-native deployment Delivered as a modern cloud or SaaS product rather than only hosted legacy software.	Unsupported	Partial	Partial	Partial
API-first integration Provides documented APIs suitable for carrier or insurtech engineering teams.	Partial	Native	Native	Unsupported
ACORD integration Supports ACORD standards, messaging, mapping, or data exchange.	Unsupported	Native	Unknown	Unknown
Commercial lines depth Has meaningful commercial P&C capabilities beyond personal lines.	Native	Partial	Native	Unknown
Specialty/E&S fit Fits specialty, E&S, program, or non-admitted workflows.	Unsupported	Native	Partial	Unsupported
Configurable workflows Allows business users or implementation teams to configure workflow and rules.	Partial	Native	Native	Unknown
Submission intake and normalization Intake from brokers, portals, and email with enrichment, dedupe, and structured underwriting payloads.	Unknown	Unknown	Native	Native
FNOL and assignment Digital FNOL, triage, loss location capture, and assignment to internal or external adjusters.	Unknown	Unknown	Unknown	Unknown