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Pick up to four vendors. Feature support is founder-curated and source-backed as research matures.

Feature	Guidewire InsuranceSuite Policy Administration Out-of-sequence endorsementsNative MGA/MGU workflowsNative Cloud-native deploymentPartial API-first integrationNative ACORD integrationNative	NTT DATA Insurance Policy Administration Out-of-sequence endorsementsPartial MGA/MGU workflowsNative Cloud-native deploymentUnsupported API-first integrationNative ACORD integrationNative	Cytora Underwriting Workbench Specialty/E&S fitPartial Configurable workflowsNative Submission intake and normalizationNative Appetite rules and routingNative Referrals and SLA collaborationPartial	Earnix Rating Engines Cloud-native deploymentNative API-first integrationNative Commercial lines depthPartial Bureau, loss cost, and filing alignmentUnsupported Rules testing and deployment pipelineUnsupported
Out-of-sequence endorsements Supports endorsement activity that arrives out of chronological order.	Native	Partial	Unknown	Unknown
MGA/MGU workflows Includes native workflows for delegated authority, program business, or MGA operations.	Native	Native	Unknown	Unknown
Cloud-native deployment Delivered as a modern cloud or SaaS product rather than only hosted legacy software.	Partial	Unsupported	Partial	Native
API-first integration Provides documented APIs suitable for carrier or insurtech engineering teams.	Native	Native	Native	Native
ACORD integration Supports ACORD standards, messaging, mapping, or data exchange.	Native	Native	Unknown	Unknown
Commercial lines depth Has meaningful commercial P&C capabilities beyond personal lines.	Partial	Partial	Native	Partial
Specialty/E&S fit Fits specialty, E&S, program, or non-admitted workflows.	Native	Partial	Partial	Partial
Configurable workflows Allows business users or implementation teams to configure workflow and rules.	Native	Native	Native	Unknown
Submission intake and normalization Intake from brokers, portals, and email with enrichment, dedupe, and structured underwriting payloads.	Unknown	Unknown	Native	Unknown
FNOL and assignment Digital FNOL, triage, loss location capture, and assignment to internal or external adjusters.	Unknown	Unknown	Unknown	Unknown