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Pick up to four vendors. Feature support is founder-curated and source-backed as research matures.

Feature	Guidewire InsuranceSuite Policy Administration Out-of-sequence endorsementsNative MGA/MGU workflowsNative Cloud-native deploymentPartial API-first integrationNative ACORD integrationNative	ValueMomentum Policy Factory Policy Administration Out-of-sequence endorsementsPartial MGA/MGU workflowsUnsupported Cloud-native deploymentUnsupported API-first integrationUnsupported ACORD integrationNative	Guidewire ServiceRep Claims Management Cloud-native deploymentPartial Commercial lines depthPartial Configurable workflowsPartial FNOL and assignmentNative Litigation and subrogationUnsupported	INSTANDA MGA Platforms Out-of-sequence endorsementsPartial MGA/MGU workflowsPartial Specialty/E&S fitUnsupported Submission intake and normalizationNative Bind authority and controlsPartial
Out-of-sequence endorsements Supports endorsement activity that arrives out of chronological order.	Native	Partial	Unknown	Partial
MGA/MGU workflows Includes native workflows for delegated authority, program business, or MGA operations.	Native	Unsupported	Unknown	Partial
Cloud-native deployment Delivered as a modern cloud or SaaS product rather than only hosted legacy software.	Partial	Unsupported	Partial	Partial
API-first integration Provides documented APIs suitable for carrier or insurtech engineering teams.	Native	Unsupported	Unknown	Unsupported
ACORD integration Supports ACORD standards, messaging, mapping, or data exchange.	Native	Native	Unknown	Unknown
Commercial lines depth Has meaningful commercial P&C capabilities beyond personal lines.	Partial	Native	Partial	Unknown
Specialty/E&S fit Fits specialty, E&S, program, or non-admitted workflows.	Native	Native	Unknown	Unsupported
Configurable workflows Allows business users or implementation teams to configure workflow and rules.	Native	Partial	Partial	Unknown
Submission intake and normalization Intake from brokers, portals, and email with enrichment, dedupe, and structured underwriting payloads.	Unknown	Unknown	Unknown	Native
FNOL and assignment Digital FNOL, triage, loss location capture, and assignment to internal or external adjusters.	Unknown	Unknown	Native	Unknown