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Feature	Infosys McCamish Policy Administration Out-of-sequence endorsementsNative MGA/MGU workflowsUnsupported Cloud-native deploymentUnsupported API-first integrationNative ACORD integrationNative	Guidewire BillingCenter Premium Billing Installments and delinquencyPartial Commissions and agency payablesNative GL and subledger reconciliationNative Payment rails diversityUnsupported Taxes, fees, and regulatory chargesNative	ACORD ADEPT ACORD Integration ACORD integrationNative Message and transaction catalogNative Mapping and exception managementUnsupported Standards version migrationNative Partner certification and harnessNative
Out-of-sequence endorsements Supports endorsement activity that arrives out of chronological order.	Native	Unknown	Unknown
MGA/MGU workflows Includes native workflows for delegated authority, program business, or MGA operations.	Unsupported	Unknown	Unknown
Cloud-native deployment Delivered as a modern cloud or SaaS product rather than only hosted legacy software.	Unsupported	Unknown	Unknown
API-first integration Provides documented APIs suitable for carrier or insurtech engineering teams.	Native	Unknown	Partial
ACORD integration Supports ACORD standards, messaging, mapping, or data exchange.	Native	Unknown	Native
Commercial lines depth Has meaningful commercial P&C capabilities beyond personal lines.	Native	Unknown	Unknown
Specialty/E&S fit Fits specialty, E&S, program, or non-admitted workflows.	Native	Unknown	Unknown
Configurable workflows Allows business users or implementation teams to configure workflow and rules.	Native	Unknown	Unknown
Submission intake and normalization Intake from brokers, portals, and email with enrichment, dedupe, and structured underwriting payloads.	Unknown	Unknown	Unknown
FNOL and assignment Digital FNOL, triage, loss location capture, and assignment to internal or external adjusters.	Unknown	Unknown	Unknown