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Feature	Microsoft Dynamics 365 for Insurance Policy Administration Out-of-sequence endorsementsPartial MGA/MGU workflowsUnsupported Cloud-native deploymentNative API-first integrationPartial ACORD integrationNative	INSTANDA MGA Platforms Out-of-sequence endorsementsPartial MGA/MGU workflowsPartial Specialty/E&S fitUnsupported Submission intake and normalizationNative Bind authority and controlsPartial	Guidewire BillingCenter Premium Billing Installments and delinquencyPartial Commissions and agency payablesNative GL and subledger reconciliationNative Payment rails diversityUnsupported Taxes, fees, and regulatory chargesNative
Out-of-sequence endorsements Supports endorsement activity that arrives out of chronological order.	Partial	Partial	Unknown
MGA/MGU workflows Includes native workflows for delegated authority, program business, or MGA operations.	Unsupported	Partial	Unknown
Cloud-native deployment Delivered as a modern cloud or SaaS product rather than only hosted legacy software.	Native	Partial	Unknown
API-first integration Provides documented APIs suitable for carrier or insurtech engineering teams.	Partial	Unsupported	Unknown
ACORD integration Supports ACORD standards, messaging, mapping, or data exchange.	Native	Unknown	Unknown
Commercial lines depth Has meaningful commercial P&C capabilities beyond personal lines.	Native	Unknown	Unknown
Specialty/E&S fit Fits specialty, E&S, program, or non-admitted workflows.	Partial	Unsupported	Unknown
Configurable workflows Allows business users or implementation teams to configure workflow and rules.	Native	Unknown	Unknown
Submission intake and normalization Intake from brokers, portals, and email with enrichment, dedupe, and structured underwriting payloads.	Unknown	Native	Unknown
FNOL and assignment Digital FNOL, triage, loss location capture, and assignment to internal or external adjusters.	Unknown	Unknown	Unknown